Consumer Lending Risk Management Essentials Course

Consumer Lending Risk Management Essentials

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About This Course

Help serious learners quickly build a solid foundation.
All essential topics of consumer lending risk management.
5 hours of video content and supplemental learning materials.
Based on Amazon top-rating book: Unsecured Lending Risk Management.

Testimonials

Risk Analyst, A Fintech Company

""Highly recommend this course for anyone who is trying to step into the domain of credit risk career or career advancement!"
PM, a Top 4 North American Bank

"Quite a learning experience! A lot of things were added to my little knowledge kit after completing the course. Thank you!"
A University Student

"Very informative and practical. Thank you very much!"

Course Content Praised by Professionals at

Introduction

1. Intro & Slides
2. [Optional] Consumer lending products
3. Consumer lending profit model
4. Profit model example: US credit card
5. Importance of Risk Management
6. Portfolio risk appetite
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7. Portfolio risk appetite example
8. Key components of portfolio risk management
9. Credit life cycle
1. Intro & Slides
2. Credit marketing
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3. Credit marketing channels
4. Credit marketing campaigns
5. Origination campaigns
6. Account management campaigns
7. Campaign management process flow
8. Leads management system
1. Intro & Slides
2. Origination process
3. Credit bureau process
4. Main components of an origination strategy
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5. Credit policy
6. Decision strategy
7. Limit assignment
8. Ability to pay - part 1
9. Ability to pay - part 2
10. Adverse action letter
1. Intro & Slides
2. Fraud alert
3. Application fraud score
4. Digital fraud mitigation tool
5. Out-of-wallet questions
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6. Internal fraud database
7. Fraud strategy management
8. Conclusion
1. Intro & Slides
2. Origination volume reports
3. Origination credit quality reports
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4. Approval rate reports
5. Branch/store reports
6. Origination vintage
7. Delinquency rate vintage curve
8. Loss rate vintage curve
9. Balance pay down curve
10. Recap
1. Intro & Slides
2. Collections overview
3. Delinquency stages
4. Collections operations
5. Example of collections actions
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6. Collections strategy decision elements
7. Example of collection strategy
8. Performance measurement
9. Outsourcing and sales
10. Non-delinquency collections
11. Recap
1. Intro & Slides
2. Loss forecast overview
3. Loss forecast responsibility
4. Roll rate based forecast
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5. Portfolio loss rate based forecast
6. Vintage based forecast
7. Segment based forecast
8. Other considerations
9. Recap
1. Intro & Slides
2. Risk scores
3. Scorecard development considerations
4. Scorecard development life cycle
5. Scorecard monitoring reports
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6. Scorecard monitoring metrics
7. Recap
1. Intro & Slides
2. Strategy management life cycle
3. Champion/challenger design
4. Strategy structure
5. Strategy documentation
6. Strategy frequency
7. Consistency within a strategy
8. Consistency beyond a strategy
9. Recap
1. Intro & Slides
2. Portfolio risk management overview
3. Portfolio risk reports I
4. Portfolio risk reports II
5. Portfolio risk reports III
6. Portfolio risk documentation
7. Risk attribution
8. Strategic planning
9. Recap
1. Templates in Excel Spreadsheet
2. Book: Unsecured Lending Risk Management - A Practitioner's Guide