Choose Your Path

Unsecured Lending Risk Management, 2nd edition

The practitioner’s guide for professionals who want to understand how consumer credit risk decisions are actually made.

Includes: Practical frameworks, lifecycle coverage, examples, and management perspectives across origination, underwriting, pricing, account management, collections, portfolio risk, credit policy, data, systems, and governance.

Best for: credit risk analysts, risk managers, product managers, lending executives, fintech professionals, consultants, and anyone who wants a practical foundation in unsecured lending risk management.
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The Credit Risk Practitioner’s Library

Annual membership for professionals who want practical tools, not another theory course.

Includes: Templates, playbooks, policy samples, checklists, practice questions, and working references for consumer credit risk management.

Best for: analysts, managers, consultants, fintech teams, and lending professionals who need reusable work products.
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Consumer Credit Risk Management Masterclass

A structured training suite for professionals who want to learn the full consumer credit risk lifecycle.

Covers: origination, underwriting, credit policy, account management, portfolio risk, collections, and credit cycle management.

Best for: professionals building foundational or cross-functional credit risk knowledge.
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Consumer Credit Risk Management Masterclass, by Frank Tian

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FAQ

  • Why this school is different?

    Built from practitioner experience, not generic finance theory. The focus is on real lending decisions, portfolio performance, and practical risk management.

  • Who this training and working tools are for?

    Credit risk analysts, risk managers, product managers, lending executives, fintech professionals, data scientists, and consultants who want a practical understanding of consumer credit risk management.

  • Should I buy the ebook, membership, or masterclass first?

    Start with the book if you want the foundation. Choose the Annual Membership if you need practical work products. Choose the Masterclass if you want structured learning.

  • What is the difference between the Annual Membership and the Masterclass?

    The Annual Membership is a working library of templates, playbooks, policy samples, and practice tools. The Masterclass is a structured training program.

  • What topics are covered in the training?

    Origination strategy, risk scores, risk-based pricing, account management, credit line management, collections, portfolio monitoring, fraud, risk data, risk systems, and management through the credit cycle.

  • Are individual templates still available?

    Yes. Individual artifacts are available for specific needs, but the Annual Membership is the better value for professionals who expect to use multiple tools during the year.